We are happy to let you know that you can apply for a mobile phone contract with the networks below! Virgin Mobile and T-Mobile are accepting thousands of applications every day from customers like yourself who have “bad credit” or have been refused before. Apply online now to get your contract!

Virgin Mobile – highest acceptance rates online

T-Mobile – best all-round packages & value for money

Virgin SIM Only – rebuild your credit history. 99% acceptance!

Choice of phones including:

HTC Sensation

BlackBerry Torch 9810

Samsung Galaxy S2

BlackBerry Curve 9360

Choice of phones including:

- HTC Desire S

- BlackBerry Bold 9900

- HTC Sensation XE

- SIM Only

£12 SIM Only Tariff (30 day)

1200 minutes + unlimited texts + 1GB internet for ONLY £12.00 a month. 30 day rolling contract.

Rebuild your credit history. You can upgrade to a phone contract after 3 months of good payment history.

Please follow these instructions to get a contract now with one of the networks above:

  • Choose a medium priced mobile (avoid the iPhone) or apply for SIM Only
  • Apply using our link online as the credit check will be a lot easier
  • Do not apply with a network that has refused you before (choose another)


John Andrews, from London
“First4Phone really know what they are talking about! I visited their site and applied with one of their network and did not choose an expensive handset…got an email from T-Mobile saying I was accepted. That’s amazing considering how bad my credit rating is!” 

Chelsea Adams, from Manchester
“i’m really shocked i got approved. I’ve just got accepted for a htc sensation with virgin, and get lots of minutes and texts and internet for only £26 a month. this is a great site, very helpful and just what I was looking for. Awesome advice”

Amy Bailey, from Leeds
“Hi thought I would let you know that Virgin gave me a sim only contract after being refused by a few shops on the high street! Amazing what the internet can do for you”

Adam McKay, from Leeds
“Brilliant, thanks first4phone. I got a mobile phone contract with T mobile after being refused before many times. I’m self-employed so have always found it difficult, but your tips worked like a charm.”

Want to share your story?

We would love to hear from you. We cannot list all the testimonials we have received because of space restrictions but will be creating a dedicated page for success stories. If you apply and get a contract please get in touch with us so we can feature your story! Thank you.